Securing Compensation For Medical Bills And Lost Wages

We'll Help You Maintain Peace Of Mind And Remain Financially Sound

We will keep bill collectors off your back and keep your costs to a minimum while accessing resources to make up for your lost income due to injuries.

The accident wasn't your fault, but you've suffered serious injuries, and now you might not be able to work for awhile as a result. Why should you pay such a heavy price alone?

You're not alone! At Terry Garmey & Associates in Portland, our attorneys help people throughout New England make use of the resources and legal powers necessary to make it through challenging times while we pursue their full and fair compensation through litigation.

Options For Covering Medical Bills, Lost Wages And Other Damages

The compensation you need for medical bills and lost wages can come sooner through your insurance when you have our team advocating for your compensation:

  • Personal injury protection (PIP) and MedPay coverage on your auto insurance:
    Used to cover medical expenses, lost wages and other damages while we pursue your full legal settlement.

  • Uninsured/underinsured motorist (UM/UIM) coverage:
    The minimum amount required on your auto insurance policy in Maine is $50,000 per person and $100,000 per accident. It covers your expenses in case the other driver does not have insurance.

  • Health insurance:
    Once your auto insurance coverage is exhausted, we can work to get your health insurance to begin covering expenses. Health insurance will not kick in until auto insurance has been depleted, and even then health insurers are reluctant to pay.

Reducing Your Bills And Managing Bill Collectors

When your bills exceed insurance coverage, we will work to keep creditors and collectors at bay until your full settlement is finalized. We will help you to avoid late fees, interest charges and other penalties while keeping creditors and collectors informed of the progress of your legal case. Our firm will also negotiate your bills through mediation.

We understand that your injuries may seriously affect you and your family for the rest of your life, so we work hard to establish the full and fair value of your long-term care and lost opportunities.

Speak With One Of Our Lawyers Today

Please call us at 207-331-3111 or email us to schedule a free initial consultation with a lawyer who will be your guide and close ally throughout the legal process.

Our firm will handle your case on a contingency fee basis, which means that we will cover all of your legal costs upfront.